NSIA Banque CI half-year profit falls 11% as risk rises

Net banking income rose 6% in the first half of 2026, but higher provisions pulled net profit down to 14.5 billion CFA francs.

By Chantal Hounkpatin · 24 October 2026 · 1 min read

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A view of the Plateau district in Abidjan in September 2016, used as an archive illustration. Abdel Moumen, CC BY-SA 2.0, via Wikimedia Commons.

NSIA Banque Côte d’Ivoire posted net profit of 14.5 billion CFA francs in the first half of 2026, down 11% year on year, after a sharp rise in the cost of risk, according to its financial statements published on Friday 23 October in the BRVM official bulletin.

Net banking income nevertheless rose 6%, to 53.7 billion CFA francs. Net interest income increased 9%, to 37.4 billion, while commissions grew 1%, to 16.3 billion.

The rise in the cost of risk, which reflects in particular provisions set aside against repayment difficulties, weighed on results. It rose 55%, to 6.5 billion CFA francs. Operating expenses also increased 7%, to 30.8 billion.

Deposits reached 2,225 billion CFA francs, up 15% year on year. Credit commitments, by contrast, fell 7% since December, to 1,699 billion.

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