In Benin, the Banque internationale pour l'industrie et le commerce (BIIC) reported total assets at 31 December 2025 of 1,885.9 billion FCFA. That is more than Bank of Africa Benin and Coris Bank International Benin combined, which together total 1,817 billion, according to provisional figures from the Professional Association of Banks and Financial Institutions of Benin (APBEF).
Over the year, BIIC's total assets rose by 24,7 %, or 374 billion FCFA more. Over the same period, the combined total assets of all licensed banks rose from 6,955.2 to 7,586.9 billion, an increase of 9.1%. BIIC therefore alone accounts for almost six-tenths of the sector's growth.
In milliards FCFA
Source: APBEF Bénin, bilans au 31 décembre, chiffres 2025 provisoires
View data
| 2024 | 2025 | |
|---|---|---|
| BIIC | 1,511.9 | 1,885.9 |
| BOA-Bénin | 939.2 | 966.7 |
| Coris Bank | 771.1 | 850.3 |
| NSIA Banque | 792.7 | 835.5 |
| Ecobank Bénin | 751.6 | 720.9 |
A quarter of Benin's banking assets
With this total, BIIC holds roughly 25 % of the total assets of all banks in the country. It clearly outpaces BOA-Benin (966.7 billion), Coris Bank (850.3 billion), NSIA Banque Bénin (835.5 billion) and Ecobank Benin (720.9 billion). The top five institutions together hold 5,259 billion FCFA, or 69% of sector assets.
The gap with its rivals has widened. In 2024, BIIC's total assets (1,511.9 billion) were still below the combined total of BOA (939.2 billion) and Coris (771.1 billion). A year later, the trend had reversed.
Coris accelerates, Ecobank declines
Behind the leader, trends are mixed. Coris Bank posts the second-largest increase in the ranking, with +10,3 % (+79.2 billion). NSIA Banque gains 5.4% and BOA-Benin 2.9%. Ecobank Benin is the only one of the top five banks whose total assets fell: −4,1 %, or 30.8 billion less than in 2024.
Among the smaller institutions cited by the APBEF, Sonibank (22.4 billion) and CBAO (38.2 billion) are also seeing their balance sheets shrink.
What total assets measure
Total assets add up all of a bank's holdings: loans to customers, government securities held, placements and cash. They indicate the size of a bank, but not its profitability or its contribution to financing the economy. A bank can inflate its total assets by buying government bonds without extending more credit to businesses and households.
The figures published by the APBEF remain provisional. They still need to be validated by statutory auditors and approved by the general meetings of each institution. The certified financial statements, which detail each bank's deposits, loans, net banking income and net profit, are published by the BCEAO with a time lag. The latest compilation available, posted online on 20 October 2026, covers the 2024 financial year.