The Togolese government adopted, on 6 November, a draft law creating the National Social Security Institute. It provides for merging the Togo Pensions Fund and the National Health Insurance Institute.
The future INSS would manage pensions and health insurance for public servants and similar workers, as well as their dependants. The announced single window would cover, in particular, civil and military staff, retirees and their beneficiary families.
A health cover framework reworked in 2023
This reorganisation follows a framework reworked in 2023. After the law of 18 October 2021 establishing universal health insurance, a decree adopted on 11 October 2023 had divided its management between the INAM and the National Social Security Fund.
The INAM then retained public servants and civil and military pensioners, with an extension to vulnerable people. The CNSS received, in particular, cover for private-sector employees and pensioners and for self-employed workers in the informal and agricultural sectors.
Pooling resources remains an aim of the draft
To justify the planned merger, the executive points to the multiple procedures, administrative duplication and management costs of the current organisation. It intends to pool resources and improve the service.
These improvements are the aims of the reform. The Council's decision concerns a draft law and does not establish that the new institute is already operational.